Your insurance cover starts on the date shown in your insurance confirmation.
- Death: You are insured from that day.
- Incapacity for work and unemployment: A qualifying period applies first. Cases that occur in the first 30 days (incapacity for work) or 90 days (unemployment) are not insured.
If an insured event occurs later, the insurance pays after a waiting period of 60 days, see How much am I insured for?