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Private Investors

Successfully Invest Money in Loans

Invest directly in loans and achieve attractive returns.

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Your Benefits
5-8%
Return p.a.
CHF 100
Min. Investment
Monthly
Payout
<1%
Default Rate
No hidden fees
Secondary market

Benefits for Private Investors

Attractive Returns

Average 5-8% annual returns on your loan investments.

Start from CHF 100

Start with small amounts and build your portfolio gradually.

Diversification

Spread your risk across different borrowers, terms, and loan types.

Monthly Income

Receive regular interest and principal payments directly to your account.

Our Rating

Every loan is rated from A (low risk, low return) to F (higher risk, higher return). Loans with a rating of C or better can be used as investments.

Risk Assessment
A
B+
B
C+
C
D
E
F
Total Return
Nominal Interest
3.9 – 5.4%
4 – 5.9%
4.6 – 7.3%
5.6 – 9.7%
7 – 11.4%
Estimated Return
4.65%
4.95%
5.95%
7.65%
9.20%
–
–
–
6.48%
A
Nominal Interest3.9 – 5.4%
Estimated Return4.65%
B+
Nominal Interest4 – 5.9%
Estimated Return4.95%
B
Nominal Interest4.6 – 7.3%
Estimated Return5.95%
C+
Nominal Interest5.6 – 9.7%
Estimated Return7.65%
C
Nominal Interest7 – 11.4%
Estimated Return9.20%
D
Rejected
E
Rejected
F
Rejected
Total Return
6.48%

Cashare brings people together: borrowers who need money and investors who want to invest. Investors choose which loan projects to invest in and can spread their money across many borrowers. This spreads the risk widely. There are no hidden fees, but attractive returns. Careful screening of borrowers provides additional security.

Invest

Current Projects

Build your individual portfolio by investing in selected loans and creating a diversified portfolio that meets your criteria.

Yield Calculator

Calculate your potential return as an investor on the Cashare platform.

Investment Amount
CHF
CHF 1'00050'0001'000'000
Duration
months
1 month60 months
Interest Rate
%
1%15%

Your Return

Gross Yield
1'137CHF
Interest Rate8.5%
Platform Fee
CHF 101.80
Net Yield
CHF 1'035.40

How It Works

1

Register

Create a free account and verify your identity online.

2

Deposit

Transfer your investment capital to your personal Cashare account.

3

Choose Projects

Manually select loan projects or use our Auto-Invest feature.

4

Earn Returns

Receive monthly payments and track your performance.

Automatic investing

Auto-Invest

Let your money work for you automatically. With Auto-Invest, you invest in vetted loan projects according to your criteria - without manual effort.

Individual risk preferences
Automatic diversification
Time-saving and efficient
Adjustable anytime

Frequently Asked Questions

What is the minimum investment?

You can invest in individual loan projects starting from CHF 100.

How are interest payments made?

Interest is credited monthly to your Cashare account along with principal repayments.

Can I terminate the loan early?

No, but you can sell the installment loans on the secondary market at any time.

How are loans vetted?

Every loan application undergoes comprehensive crédit assessment with scoring and manual review.

Ready to invest?

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