Flexible Financing Solutions for Your Business
Find the right SME loan with us for growth, investments and liquidity.
Apply for LoanOur Loan Types
Installment Loan
Monthly amortization and interest payments over the entire loan term.
Apply for Installment LoanBullet Loan
Loan with 1-36 month terms where the entire capital is repaid at maturity.
Apply for Bullet LoanTailored Solutions and Expertise for Your Business Growth
Fast, transparent and fair Financial solutions for every business
Capital Assets
Companies need state-of-the-art equipment to stay competitive. With Cashare, businesses can invest in machinery, office equipment or technological innovations without high upfront costs.
Growth
Enable sustainable growth for your business with flexible financing options. Invest in new markets, expand your business or finance major projects without rigid bank requirements.
Refinancing
Consolidate and optimize your existing loans to gain financial flexibility. Through refinancing, companies can reduce their interest burden and enjoy more financial freedom.
Liquidity
A steady cash flow is essential to cover operating costs and seize growth opportunities. Cashare offers flexible liquidity solutions for businesses to bridge short-term gaps.
How It Works
Complete Application
Fill out the application online and upload the required documents.
Quick Review
Once approved, your loan is posted to the platform for investor funding.
Loan Disbursement
Funds are transferred directly to your account after contract signing.
Requirements
Your Advantages
Fast Decision
Crédit decision within 48 hours.
Flexible Terms
Choose between 1 and 60 months.
No Hidden Fees
Transparent conditions from the start.
Digital Process
Completely online, no paperwork.
Why Cashare?
Cashare was founded in 2008 as Switzerland's first crowdlending platform. With thousands of customers and a high processing volume, we have earned lasting trust.
Experience – Security Efficiency – Technology
With innovation and responsibility towards cost-efficient solutions for borrowers and investors.
What you should know about us
Cashare was founded in 2008 as Switzerland's first crowdlending platform and has established itself as a leading provider of innovative financing solutions. With over 60,000 customers and CHF 2.5 billion in reviewed loan applications, Cashare offers proven and secure financial solutions.
Transparent & efficient processes
Cashare stands for clear, fair and transparent processes. Whether for borrowers or investors – all steps are structured, without hidden fees or surprises. Thanks to real-time updates and detailed analyses, users can make informed financial decisions.
Flexible financial solutions for everyone
Cashare connects borrowers with investors and offers a fair alternative to banks. Borrowers benefit from flexible terms, attractive interest rates and fast processing, while investors gain access to attractive returns and a diversified investment strategy.
Any Questions?
Here are some questions and answers. We are happy to assist you with further information.
Who is Cashare?
Cashare was founded in 2008 as Switzerland's first crowdlending platform. We connect borrowers directly with investors, enabling fair conditions for both sides. With over 68,000 customers and CHF 2.9 billion in requested loan volume, we are the leading provider in Switzerland.
How does crowdlending work?
With crowdlending, loans are not financed by a bank, but by many private and institutional investors. Borrowers receive fair interest rates, while investors achieve attractive returns. Cashare carefully reviews all loan applications and provides the platform for secure processing.
How can I apply for a loan?
The loan application is simple and fully digital. Fill out the online form, upload the required documents and receive a decision within a short time. If approved, your loan will be released for financing on the platform.
What types of loans can I apply for?
Cashare offers various types of loans: personal loans for private purchases, SME loans for businesses, and mortgage loans. Loan amounts range from CHF 1,000 to CHF 1,000,000 with flexible terms.
How can I invest as an investor?
After free registration, you can invest directly in individual loan projects. Choose projects according to your criteria such as return, risk and duration. You can diversify your portfolio from as little as CHF 100 per project.
What returns can I expect as an investor?
Returns vary depending on the risk class of the loans. On average, our investors achieve returns between 2% and 8% p.a. The higher the risk, the higher the potential return. Broad diversification helps to minimize risk.
What happens if my loan application is rejected?
If your application is rejected, we will notify you by email and explain the main reasons. Common causes are insufficient income, outstanding debt collection proceedings or a negative ZEK entry. You can reapply once your financial situation has improved — typically after 3–6 months.
How does Cashare assess my creditworthiness?
Cashare assesses your creditworthiness based on several factors: income and expenses, ZEK entry (Central Office for Credit Information), debt collection register, employment status and existing financial obligations. The result is your personal Cashare Rating from A (low risk) to C (medium risk). Only ratings A–C are approved on the platform.
Ready for Your SME Loan?
Start your application now and quickly get the financing your business needs.
Apply for SME Loan Now