Increasing Your Loan: How to Top Up Your Existing Credit
You have a current loan and need additional funds? Find out what options you have — loan top-up, new loan, or refinancing — and when each solution makes sense.
Insights & Stories
Blog
Current articles, analyses, and news from the world of crowdlending and finance.
P2P Loan Simply Explained: How Peer-to-Peer Lending Works
What is a P2P loan? Learn everything about peer-to-peer lending — from its origins in 2005 to Cashare as the first Swiss platform — and why the model is attractive for borrowers and investors.
Refinancing: Pay Off an Existing Loan and Save on Interest
With refinancing, you can replace an expensive loan with a cheaper one — and save hundreds or even thousands of francs. Find out when and how it is worthwhile.
Applying for an SME Loan: Step by Step
You run an SME and need capital? Find out what requirements you need and how the application process at Cashare works for business loans up to CHF 5 million.
Loan Despite Debt Enforcement — Is It Possible in Switzerland?
A debt enforcement entry makes it harder to get a loan — but not impossible. Find out what debt enforcement means, how long it stays, and what options you have.
Effective Interest Rate vs. Nominal Interest Rate: The Difference Explained
What is the difference between the effective and nominal interest rate? With concrete calculation examples, we explain why the effective rate is decisive for loan comparison.
Credit Check in Switzerland: What Does Cashare Assess?
What happens during a credit check in Switzerland? Find out how Cashare assesses your creditworthiness — from the ZEK query to the A–F rating.
How Does Crowdlending Work? Everything You Need to Know
Crowdlending connects borrowers directly with investors. Learn step by step how P2P loans work in Switzerland — from registration to repayment.
Crowdlending vs. Bank Loan: Which Is Cheaper?
Compare interest rates, flexibility and conditions of personal loans at Cashare with classic bank loans — and decide with confidence.
Payment Protection Insurance: Your Shield Against Debt Traps in Switzerland
Life crises like illness, accidents, or job loss can quickly destabilize household finances. Learn how payment protection insurance protects you.
More Flexible Interest Payments for Bullet Loans
Cashare expands options for borrowers to structure interest payments more flexibly on bullet loans.
Limited Traditional Credit Growth Promotes Crowdfunding in Switzerland
Limited traditional credit growth creates fertile ground for crowdfunding development in Switzerland.
Interest Rate Development 2024 – Where Are Rates Headed?
An analysis of Switzerland's interest rate landscape in 2024 following inflationary pressures and what it means for borrowers.
The Crowdfunding Monitor 2024 – How is Crowdlending Developing?
The Lucerne University of Applied Sciences released its annual Crowdfunding Monitor 2024 with updated statistics on Switzerland's crowdfunding landscape.
Digitalization of Financial Markets – Opportunities and Risks
Digital transformation is fundamentally reshaping financial markets. Learn about opportunities and risks.
Abracadabra, Become Your Own Bank!
New opportunities like P2P lending are changing the financial landscape. Learn how to become your own bank.
Injustice? Banks Rake in Millions While Customers Pay the Price!
Swiss banks earned CHF 6.52 billion in 2022. Why aren't customers benefiting from interest rate increases?
More Efficiency and User Experience for Loan Extensions
Cashare simplifies the loan extension process for investors with new features.
Advance Directive – Patient Decree and Powers of Attorney
Cashare and plusminus50.ch support customers in planning financial obligations and elder care.
Our Chatbot Cashy is Online
Cashare launches new AI-powered chatbot Cashy, providing 24/7 customer support.
Crowdfunding: A Decline at a High Level
The Crowdfunding Monitor 2023 shows a decline in Swiss crowdfunding volume, but the market remains robust.
New Partnership with American Institute of Applied Sciences in Switzerland
Cashare announces an education partnership with AUS, offering financing options for students.
New Feature for Investors
Cashare introduces a new CSV export feature allowing investors to track their portfolios in external tools.