Current value: This consists of the remaining amount, that is the capital still outstanding, the accrued interest and the share of the platform fee that the seller has already paid for the remaining term.
Discount or premium: The seller can offer the loan at a reduction (discount) or a surcharge (premium) on the current value.
Purchase price: This is the current value, less the discount or plus the premium. A discount increases the return for the buyer, a premium reduces it.