- Registered office and commercial register: The company has its registered office in Switzerland or Liechtenstein and is entered in the commercial register. Companies with a registered office abroad cannot apply for a loan.
- Time in business: The company has existed for at least 2 years. Younger companies can get a loan if they provide security, for example a mortgage lien.
- Revenue: at least CHF 100,000 per year.
- Financial situation: regular income and a positive cash flow with which the company can repay the loan. We assess this on the basis of the annual financial statements.
You can apply for between CHF 10,000 and CHF 1,000,000. Without security, a loan of up to CHF 100,000 is possible; higher amounts require security, for example a joint and several guarantee or a mortgage lien.
SME loans are not subject to the Consumer Credit Act (CCA). Not sure whether your company meets the requirements? Submit a free, non-binding application and we will be happy to review it.