The interest rate depends on your creditworthiness. After we have reviewed your application, you receive a rating, which determines your interest rate. The better the rating, the lower the rate.
For personal loans, the annual percentage rate is between 4.8% and 9.9%, including death insurance. Your offer shows the binding interest rate and the annual percentage rate before you decide.
Loans under the Consumer Credit Act (CCA) are subject to a statutory maximum: the annual percentage rate is at most 10%.