This is usually for one of these reasons:
- Interest rate shown: As an investor, you see the nominal interest rate that you receive as gross interest income. Borrowers see the annual percentage rate, as required by the Consumer Credit Act (CCA). Depending on which rate you use for your own calculation, you will get a slightly different amount.
- Rounding: Instalments and interest portions are rounded to the nearest centime; for older contracts to 5 centimes. The payment plan of your contract is what counts.
- Fees: Your interest income is gross, before fees. The fees are listed in the fee schedule.
You can see the payment schedule of each contract in your account under "Contracts".