With Cashare, you lend your money directly to private individuals and companies in Switzerland. Cashare reviews the loan applications, publishes the loan projects and handles all payments. The process has four steps:
- Register: You open an account free of charge. See How do I register as an investor?
- Invest: You choose a loan project and the amount, or your Investment Bot invests with Auto-Invest according to your rules. See How do I invest?
- Pay in: You pay for your investment with the QR-bill that you receive for each loan project. See How and when do I pay in?
- Receive returns: We pass the borrowers' instalments on to your bank account. See How and when do I receive my returns?
At the latest after your first investment, you verify your identity personally, see How do I verify my identity?
Only invest money that you do not need for everyday life, and spread it across many loans. Borrowers can default, and you can lose capital.