- Death: Every personal loan is insured in the event of the borrower's death, as far as the General Insurance Conditions (GIC) allow. The insurance then covers the outstanding amount, up to the maximum sum insured.
- Incapacity for work and unemployment: This insurance is optional. If the borrower has taken it out, it covers the monthly instalment for a limited period after a waiting period.
The insurance conditions apply. The benefits in detail are explained in How much am I insured for?
The insurance does not cover every default. You can see whether a loan is insured in the details of the loan project.