As you know, we continuously present interesting credit projects to our investors on the Cashare platform. But in addition to the published projects, we regularly receive requests for attractive credit projects that don't fit the crowdlending profile.
What are Club Deals?
There are frequent requests for attractive projects with a volume exceeding one million francs, for which the new fintech regulation doesn't apply (e.g., when the investor circle is limited to 20 people). We also receive requests for projects with longer terms, more complex structures, etc., which we unfortunately cannot offer to our crowd, as the complexity for tendering and processing would be too high.
These "Club Deals" never compete with projects for the crowd, as they cannot be offered on the platform for the reasons mentioned above.
Fair Treatment of All Investors
Unlike other crowdlending platforms, all possible credit projects are always equally available to the entire crowd, and there is no preferential treatment (e.g., for institutional investors).
Special Projects for Selected Investors
Such special projects are now offered at Cashare to a limited circle of investors. The investment amount in these cases is often over CHF 100,000 per project.
In this context, we have already successfully placed several more complex financings with investors. For example, a bridge financing with a first-rank mortgage on solid collateral at 9.9% for 12 months, after the borrower's mortgage was terminated and enforced by the bank.
With Club Deals, such characteristics can be addressed in detail and efficiently, benefiting both borrowers in special situations and investors with higher risk capacity.
For questions or interest in Club Deals, our Investment Specialist Michael Boge is always available.
Your Michael Borter
