What the press says

Private individuals invest in private individuals. Investors provide money for private loans. The peer-to-peer lending model is that simple. Is this a niche offering, or should banks now be concerned?

Data leaks are a side effect of a major digital revolution in banking. However, these innovations also bring advantages. Services are becoming more transparent, cheaper, and better. Visiting the bank counter is becoming increasingly unnecessary.

Private individuals invest in private individuals. Investors provide money for private loans. The peer-to-peer lending model is that simple. Is this a niche offering, or should banks now be concerned?

The Swiss market is still in its infancy. Suppliers and experts anticipate significant growth potential.

Crowdfunding Monitoring 2014 – first study on the Swiss crowdfunding market.

The Swiss market is still in its infancy. Suppliers and experts anticipate significant growth potential.

Mortgage brokers as well as financial and crowdfunding platforms are increasingly competing with banks for market share.

The conference “Innovative Offers in Retail Banking” took place on Thursday, June 26, 2014 at the Institute for Financial Services Zug IFZ and was attended by almost 120 people.

It's not just banks that grant loans. Private individuals can also lend to other consumers and collect interest – all online. This is what's known as crowdlending.

Funding projects or companies through large numbers of people is a trend, especially in the creative industries. However, crowdfunding isn't for the faint-hearted, as it also involves calculations.

Private investors are discovering lending via online platforms. The selection for local investors is limited, and the differences between the offers are significant. This should be taken into account.