Smart Financing Made Simple
Switzerland's first crowdlending platform connects borrowers directly with investors. Transparent, fair, and without traditional banks.
Loan amount
CHF
Duration
months
Interest:
Fees:
Monthly rate:
from 4.4%
300.00
CHF 871.30
of which insurance: 0.00
to 9.9%
300.00
CHF 918.10
of which insurance: 0.00
The actual values depend on your amount, the term and the interest rate of your loan. Once you have submitted your application, we can make you an individual offer.
Legal note: Credit approval is prohibited if it leads to excessive debt (Art. 3 of the Swiss Federal Act against Unfair Competition – UWG).
For Borrowers
The Smart Solution!
Fast, simple and secure loans for individuals and small businesses
More InformationPersonal Loan
Achieve your goals with our flexible personal loans, at fair conditions and fully transparent.
Learn moreSME Loan
Fresh capital for your SME, flexible, fair and tailored exactly to your plans.
Learn moreMortgage
Whether home or investment property, finance smartly with our mortgages and real estate loans.
Learn moreFor Investors
Invest in Private Debt
Thanks to our extensive experience since 2008, we enable simple investment solutions in loans in a secure environment
More InformationPrivate Investors
Optimize your investment strategy with vetted loan projects. As a private investor, you benefit from attractive returns, broad diversification and the opportunity to support meaningful projects.
Learn moreInstitutional Investors
Optimize your portfolio with our tailored investment solutions for institutional investors. Benefit from strong risk management and professional handling at every stage of your investment.
Learn moreInvest
Current Projects
Build your individual portfolio by investing in selected loans and creating a diversified portfolio that meets your criteria.
Yield Calculator
Calculate your potential return as an investor on the Cashare platform.
Investment Amount
CHF
Duration
months
Interest Rate
%
Your Return
Gross Yield
1'137CHF
Platform Fee
CHF 101.80
Net Yield
CHF 1'035.40
Our Benefits
Experience – Security Efficiency – Technology
With innovation and responsibility towards cost-efficient solutions for borrowers and investors.
What you should know about us
Cashare was founded in 2008 as Switzerland's first crowdlending platform and has established itself as a leading provider of innovative financing solutions. With over 60,000 customers and CHF 2.5 billion in reviewed loan applications, Cashare offers proven and secure financial solutions.
Transparent & efficient processes
Cashare stands for clear, fair and transparent processes. Whether for borrowers or investors – all steps are structured, without hidden fees or surprises. Thanks to real-time updates and detailed analyses, users can make informed financial decisions.
Flexible financial solutions for everyone
Cashare connects borrowers with investors and offers a fair alternative to banks. Borrowers benefit from flexible terms, attractive interest rates and fast processing, while investors gain access to attractive returns and a diversified investment strategy.
What requirements do you need to meet for a loan application?
You are at least 18 years old
You are a CH/LI citizen or have a valid residence permit for Switzerland (CH) or Liechtenstein (LI)
You have a Swiss bank account
You have a permanent position or regular income
You have no outstanding debt collection proceedings and/or loss certificates
When can I start investing?
You are at least 18 years old
You are a CH/LI citizen or have a valid residence permit for Switzerland (CH) or Liechtenstein (LI)
You have a Swiss bank account and have completed the registration process.
Any Questions?
Here are some questions and answers. We are happy to assist you with further information.
Who is Cashare?
Cashare was founded in 2008 as Switzerland's first crowdlending platform. We connect borrowers directly with investors, enabling fair conditions for both sides. With over 60,000 customers and CHF 2.5 billion in reviewed loan applications, we are the leading provider in Switzerland.
How does crowdlending work?
With crowdlending, loans are not financed by a bank, but by many private and institutional investors. Borrowers receive fair interest rates, while investors achieve attractive returns. Cashare carefully reviews all loan applications and provides the platform for secure processing.
How can I apply for a loan?
The loan application is simple and fully digital. Fill out the online form, upload the required documents and receive a decision within a short time. If approved, your loan will be released for financing on the platform.
What types of loans can I apply for?
Cashare offers various types of loans: personal loans for private purchases, SME loans for businesses, and mortgage loans. Loan amounts range from CHF 1,000 to CHF 1,000,000 with flexible terms.
How can I invest as an investor?
After free registration, you can invest directly in individual loan projects. Choose projects according to your criteria such as return, risk and duration. You can diversify your portfolio from as little as CHF 100 per project.
What returns can I expect as an investor?
Returns vary depending on the risk class of the loans. On average, our investors achieve returns between 4% and 12% p.a. The higher the risk, the higher the potential return. Broad diversification helps to minimize risk.