Who is not dreaming of an own car?
Due to car leasing it seems so easy to own a car. But what are the potential risks which are hidden behind the simple way of car leasing? Perhaps a private loan could be the more suitable option for you.
Drawbacks of Leasing:
- The car does not belong to you. At the end of the leasing contract, you have the opportunity to buy the car for a residual value. But this step must be contractually fixed in advance.
- You are obliged to contract a fully comprehensive insurance, so you are not able to save money by choosing a partial coverage insurance. Furthermore, the costs of insurance in conjunction with leasing contracts are more expensive.
- Your financial flexibility is restricted! Even if you are able to leave the contract before it ends, you will have to pay pricy for the release.
- The mileage is limited! Don’t forget that the maximum number of kilometers is set in your leasing contract. You will have to pay for every mile on top.
- You can’t choose where to go for car service. The official distributor defines a specified garage where you have to bring the car for service checks.
Benefits of a Private Loan:
- The car is Yours!
- You can drive your car as much as you want and especially as much as you need! You do not have to worry about limited mileage and restrictive contract rules.
- Sie haben freie Auswahl. Ob nun im Handel oder auch privat. Sollten Sie Ihr Auto nach Erhalt des Kredites bar finanzieren wollen, haben Sie die Möglichkeiten bis zu 20 % Preisnachlass zu erzielen.
- You can deduct the interests from income taxes.
- You have the possibility to find a cheap offer concerning the assurance. A partial coverage insurance allows you to save money.
- You do not have to sign contractual agreements and limiting conditions.
- You can sell your car at any time and refund your credit free from pressure.
A private credit makes you feel independent. It is a safe solution, perfectly clear and protects you from hidden costs or unpleasant surprises. A private credit makes your dream of your own car come true.
Your Cashare Team!
