How it works

A personal loan as
individual as you

Now you can find support for your SME and the right SME loan from us

Are you an entrepreneur or business owner in need of a financial boost to grow your business? Or do you need to bridge a liquidity gap? Then apply for your tailor-made P2P business loan now to receive your individual SME loan quickly and easily. You decide which SME loan you need. Benefit from an unbeatably low interest rate and a quick lending decision (within 48 hours if all documents are present), because crowdlending at Cashare works without a bank.

3 Advantages at a glance

Fast, faster, cashare

We check your loan application quickly and easily. After financing your loan, you will receive the money in your account within a very short time.

Interest from 3.9%

Are you looking for a loan at a low interest rate for your SME? Since crowdlending works without a bank, we can offer you low and fair interest.

Transparency

You will be informed in advance of all fees that will be charged for financing. Normally, there are no costs without actually receiving the financing.

Private Loans

We offer 3 Private Loans

Fast, easy and secure loans for individuals and small businesses

Blank SME Loans

Credit with deposited security

SME short credit to 12 months

3 Simple steps to a Loan

At Cashare, we’re proud to showcase the impact of our crowdlending platform in Switzerland. Since our founding, we’ve connected thousands of borrowers with supportive investors, creating a positive financial ripple across communities. Here’s a look at the numbers that define our success

Our platform has helped over 60,000 individuals and businesses secure the financial support they need. Each client is a part of our growing Cashare community, driven by trust and mutual growth.

After being checked and approved, our crowd is happy to invest in your loan application

Our platform has helped over 60,000 individuals and businesses secure the financial support they need. Each client is a part of our growing Cashare community, driven by trust and mutual growth.

Use the alternative financing option called crowdlending now.
Because bank loans are a thing of the past!

Easy, cheap and fast business loans

Cashare connects established SMEs looking for capital with institutional and private investors. We connect investors and borrowers directly, without traditional intermediaries, reducing complexity and costs so that you can get your cheap and fast business loan.

WHEN WILL I KNOW THAT I WILL BE
ABLE TO RECEIVE A LOAN?

I am the owner of a Swiss or Liechtenstein company registered in the commercial register.

My company has existed for at least 2 years.

My company has a minimum turnover of CHF 100,000.

Any question?

Get anwsers here!

The company must be registered in the Swiss or Liechtenstein commercial register and have been in existence for 2 years. The minimum turnover is CHF 100,000.
In order for the creditworthiness to be given, the cash flow generated in recent years should be positive. If you have any doubts as to whether you meet all requirements, you can submit a non-binding application free of charge, which we will then examine.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

Do you have any further questions?

Das sagen unsere
Kunden und Investoren

Ich habe schon in über 700 Projekte bei Cashare investiert. Ich bin einfach begeistert, wie toll alles reibungslos funktioniert und wie zuverlässig die Amortisationen und Zinszahlungen monatlich auf mein Konto kommen.

Harald Schnabel

Nach einiger Recherchearbeit stiess ich auf Crowdlending und somit schnell auf Cashare. Cashare ist bereits seit über 13 Jahren auf dem Markt. Das klang sehr überzeugend für mich.

Mika Stappen

Wartungsarbeiten

Am Freitag, 18. Juni 2025 ab 07:00 Uhr ist unsere Website aufgrund eines geplanten Updates für ca. 1 Stunde nicht erreichbar.

Maintenance Work

On Friday, June 18, 2025, from 7:00 a.m., our website will be unavailable for approximately one hour due to a planned update.

Travaux de maintenance

Le vendredi 18 juin 2025 à partir de 07h00, notre site Internet sera inaccessible pendant environ une heure en raison d’une mise à jour planifiée.