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How it works

A personal loan as
individual as you

Realize your dreams and plans with Cashare

Investors on our platform make it possible to finance your dream project quickly and easily – without a bank. Get a personal loan of up to CHF 1 million. After successful verification by our platform, you will be activated within minutes. The registration is free of charge and without any obligations.
Trust the first innovative crowdlending platform in Switzerland and experience for yourself how quick and easy it is to borrow money with Cashare.

3 Advantages at a glance

The Fintech Pioneer

Trust the pioneers when it comes to crowdlending and P2P lending and benefit from our innovative fintech platform. Made in Switzerland.

Interest from 3.9%

At Cashare, crowdlending works directly and without a bank. This greatly reduces costs and interest for you.

Fast processes

Thanks to fully automated processes, we will transfer the money to your account quickly and easily after financing your loan.

Private Loans

We offer 3 Private Loans

Fast, easy and secure loans for individuals and small businesses

Blank personal loan for private individuals

Credit with mortgage as
collateral

Apply Now

3 Simple steps to a Loan

At Cashare, we’re proud to showcase the impact of our crowdlending platform in Switzerland. Since our founding, we’ve connected thousands of borrowers with supportive investors, creating a positive financial ripple across communities. Here’s a look at the numbers that define our success

Our platform has helped over 60,000 individuals and businesses secure the financial support they need. Each client is a part of our growing Cashare community, driven by trust and mutual growth.

After being checked and approved, our crowd is happy to invest in your loan application

Our platform has helped over 60,000 individuals and businesses secure the financial support they need. Each client is a part of our growing Cashare community, driven by trust and mutual growth.

Use the alternative financing option called crowdlending now.
Because bank loans are a thing of the past!

Apply Now

Borrow as much money as you need

Nobody likes to be in the supplicant position, so borrowing money at Cashare works on an equal footing and in line with the idea of community. We’re here for people who want to realize their goals and dreams and are enthusiastic about so many great projects. Depending on the collateral you offer, you have the freedom to choose the purpose and amount for your personal loan. Go ahead! Discover crowdlending for yourself now and see all the outstanding advantages of borrowing without a bank!

WHEN WILL I KNOW THAT I WILL BE
ABLE TO RECEIVE A LOAN?

I have to be over 18 years old.

I have a valid CH or LI residence permi

I have a Swiss bank account.

I have a permanent position or a regular income.

I have no open debt enforcement and / or loss certificates.

Apply Now

Any question?

Get anwsers here!

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

Do you have any further questions?

Contact us

Das sagen unsere
Kunden und Investoren

Ich habe schon in über 700 Projekte bei Cashare investiert. Ich bin einfach begeistert, wie toll alles reibungslos funktioniert und wie zuverlässig die Amortisationen und Zinszahlungen monatlich auf mein Konto kommen.

Harald Schnabel

Nach einiger Recherchearbeit stiess ich auf Crowdlending und somit schnell auf Cashare. Cashare ist bereits seit über 13 Jahren auf dem Markt. Das klang sehr überzeugend für mich.

Mika Stappen

Emprunteur

Investisseurs

À propos de nous

Produits

support


Mentions légales

La base de données de Cashare est enregistrée auprès du Préposé fédéral à la protection des données et à la transparence (PFPDT).

 

Cashare est membre de la SRO Polyreg et un intermédiaire financier agréé au sens de l'article 2, paragraphe 3 et suivants de la loi suisse sur le blanchiment d'argent. Cashare a obtenu une licence pour l'octroi de crédits à la consommation du secrétariat de direction de la Direction nationale de l'économie du canton de Zoug.

Wartungsarbeiten

Am Freitag, 18. Juni 2025 ab 07:00 Uhr ist unsere Website aufgrund eines geplanten Updates für ca. 1 Stunde nicht erreichbar.

Maintenance Work

On Friday, June 18, 2025, from 7:00 a.m., our website will be unavailable for approximately one hour due to a planned update.

Travaux de maintenance

Le vendredi 18 juin 2025 à partir de 07h00, notre site Internet sera inaccessible pendant environ une heure en raison d’une mise à jour planifiée.