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How it works

Real estate financing has never been

so easy!

Cashare supports you with optimal mortgage solutions

Want a property? No problem! With tailor-made financing solutions, you no longer have to worry about your real estate loan. Benefit from the crowdlending pioneer and a strong crowd of investors. Get your dream property today.

3 Advantages for your
Real Estate financing

Cheap and fast

Cashare is not a bank, but an intermediary that finds the right mortgage for you. We are specialized in mortgages. This saves costs for financial institutions and allows us to offer you particularly favorable conditions.

Low interest rates from 2.1%

Cashare works as a modern intermediary platform and reliably finds you the best conditions. As a result, you benefit from unbeatably low interest rates starting at 2.1%.

Simple document management

Benefit from simple online document management. There are no costs for you and we will get the best offer for you. This is the quick way to get the mortgage you want.

KMU Loans

What Real Estate Loans do
we offer?

Fast, easy and secure loans for individuals and small businesses

Mortgages for
private individuals

Real estate loan with mortgage

Mezzanine financing with cashare

Apply Now

3 Simple steps to a Loan

At Cashare, we’re proud to showcase the impact of our crowdlending platform in Switzerland. Since our founding, we’ve connected thousands of borrowers with supportive investors, creating a positive financial ripple across communities. Here’s a look at the numbers that define our success

Our platform has helped over 60,000 individuals and businesses secure the financial support they need. Each client is a part of our growing Cashare community, driven by trust and mutual growth.

We will review your application and work with our partners to find the best terms for your mortgage.

Our platform has helped over 60,000 individuals and businesses secure the financial support they need. Each client is a part of our growing Cashare community, driven by trust and mutual growth.

Apply Now

Easy, cheap and fast Real Estate loans

Real estate is an integral part of the Swiss economy. Individuals, SMEs and professional real estate companies traditionally rely on banks to finance their properties and conversions. Cashare is a fast, easy and cost-effective partner in real estate financing for private individuals, SMEs and real estate companies. We support our customers with tailor-made real estate solutions. Contact our real estate team today.

What conditions do I have to fulfill
to get a real estate loan?

Maximum loan-to-value ratio of 80 % of the market value.

The financial burden may not exceed 40% of the gross income.

The minimum size of the mortgage is CHF 250,000.

Apply Now

Any question?

Get anwsers here!

Mortgage for private individuals

The entire approval and financing process usually takes about 10 business days. In some cases it may take a little longer.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The Cashare real estate loan

The Cashare real estate loan is financed by the crowd. After a positive review of your application, the financing is released to the crowd. Investors can now invest in your loan via the platform.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

Mezzanine financing for professionals

For the property for which mezzanine financing is planned, create a documentation with the necessary documents. As soon as you have everything together, contact us directly by form or by phone so that we can have an initial informative discussion and clarify your needs.

If mezzanine financing is the optimal solution, we check the financial figures of the real estate company and create the financing project together.
This is then activated on the platform for financing by the crowd. After successful financing, you will automatically receive all contract documents and send them back to us signed.

We take care of the punctual payment and the repayment is easy and convenient via the Cashare processing account. We make sure that all investors get their correct share.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.

  1. The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).


  2. We charge interest from the day the loan is paid out.


  3. Your first payment is due after payment to your account.

Das sagen unsere
Kunden und Investoren

Ich habe schon in über 700 Projekte bei Cashare investiert. Ich bin einfach begeistert, wie toll alles reibungslos funktioniert und wie zuverlässig die Amortisationen und Zinszahlungen monatlich auf mein Konto kommen.

Harald Schnabel

Nach einiger Recherchearbeit stiess ich auf Crowdlending und somit schnell auf Cashare. Cashare ist bereits seit über 13 Jahren auf dem Markt. Das klang sehr überzeugend für mich.

Mika Stappen

Emprunteur

Investisseurs

À propos de nous

Produits

support


Mentions légales

La base de données de Cashare est enregistrée auprès du Préposé fédéral à la protection des données et à la transparence (PFPDT).

 

Cashare est membre de la SRO Polyreg et un intermédiaire financier agréé au sens de l'article 2, paragraphe 3 et suivants de la loi suisse sur le blanchiment d'argent. Cashare a obtenu une licence pour l'octroi de crédits à la consommation du secrétariat de direction de la Direction nationale de l'économie du canton de Zoug.

Wartungsarbeiten

Am Freitag, 18. Juni 2025 ab 07:00 Uhr ist unsere Website aufgrund eines geplanten Updates für ca. 1 Stunde nicht erreichbar.

Maintenance Work

On Friday, June 18, 2025, from 7:00 a.m., our website will be unavailable for approximately one hour due to a planned update.

Travaux de maintenance

Le vendredi 18 juin 2025 à partir de 07h00, notre site Internet sera inaccessible pendant environ une heure en raison d’une mise à jour planifiée.