What the press says

There are no more interest rates, but fees. We also receive loans from the crowd—not just from savings banks. Why do we still need banks—why do banks need us, customers?

UBS today presented its best quarterly results in almost five years. UBS CEO Sergio Ermotti is very pleased, but warns against excessive expectations. Challenges await. The young financial technology sector is poised to outperform banks in traditional services.

In 2014, CHF 15.8 million was raised through crowdfunding in Switzerland, compared to CHF 11.6 million the previous year. This is shown by the "Crowdfunding Monitoring 2015" conducted by the Lucerne University of Applied Sciences and Arts and Swisscom.

Crowdlending (also known as P2P lending) has so far only been available to private borrowers in Switzerland. Accordingly, the market is in direct competition with the traditional consumer credit market.

Fintech is the new buzzword in the financial industry. Who are the newcomers, what it means for customers, and how banks are preparing.

Participating in financing, the "crowdlending", the share of credits between particuliers, is the segment that has plus progress in Suisse in 2014, with a volume of prêts with a double of 3.5 million de francs l'an dernier.

Crowdfunding and crowdsourcing – a problem for traditional companies? Jan Marco Leimeister of the University of St. Gallen sees more opportunities. And he explains what crowdsourcing has to do with gummy bears.

For a long time, crowdlending was only available to private borrowers in Switzerland. As a Swiss pioneer in this field, Cashare has been brokering loans (consumer loans) between private individuals since 2008.

The number of new credit providers with efficient technological platforms is growing rapidly. They are increasingly poaching customers from traditional banks.

This gives Cashare access to an international network of partners and investors. Cashare operates a platform for loan brokerage.

The Deutsche Börse Venture Network is now including Cashare in its innovative program of leading growth companies and national and international investors.