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For Borrowers

Borrowers apply for loans on the platform. Following a successful credit check, the loan application is presented to potential investors.

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For Investors

Investors review loan applications and decide where to invest their capital. Thanks to low minimum investments, they can diversify their investments across numerous different loan projects. They earn returns through the interest paid on these loans.

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Direct Connection

This process establishes a direct connection between borrowers and investors, enhances transparency, and increases efficiency. We elevate the lending business to a new level.

What is Crowdlending?

Peer-to-peer loans made simple

We simplify Peer-to-Peer lending, also known as Marketplace Lending. Crowdlending is an innovative and secure financing solution that directly connects borrowers with investors through online platforms. By bypassing traditional banks, the process is simplified and costs are reduced for all parties involved.

How Does It Work?

Loans Directly from Investors

On Crowdlending platforms like Cashare, borrowers apply for loans that are directly financed by investors. For borrowers, it is as straightforward as a bank loan.
The platform serves as a marketplace, handles all documentation and processing, and ensures compliance with strict security and integrity standards.

Why Choose Crowdlending?

Fast, Flexible and Transparent Financing

At Cashare, we believe there is a better way. By eliminating banks as intermediaries, we create a direct connection between borrowers and investors—benefiting both sides.
This results in lower interest rates for borrowers and higher returns for investors.

Founded in 2008, we are the most experienced FinTech company in Switzerland and the country's first crowdlending provider.

From the beginning, we have set the standard for innovation in the industry, ensuring that both investors and borrowers benefit from responsible and transparent financial solutions.

Guided by strong values and independence, we have served over 60,000 customers and processed loan applications totaling more than CHF 2.5 billion.

Benefits for Borrowers

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From flexible repayment plans to fast approvals, our platform gives borrowers the tools they need to take control of their financial goals—without unnecessary hurdles or hidden costs.

Our platform has already helped thousands of individuals and companies to gain the financial flexibility they need. Every client is part of the growing Cashare community, built on trust and mutual growth.

Thanks to cutting-edge technology and data-driven application review, we enable quick and efficient processing of loan applications.

We are shaping the future of lending with transparency, responsibility, and innovation. Through the use of our leading technology, automation, and processing, we offer borrowers attractive interest rates.

Apply now

Benefits for Investors

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Grow your portfolio with direct access to Swiss borrowers. Cashare empowers investors with transparency, steady returns, and control over every investment decision—no banks in between.

Through our platform, thousands of investors have directly invested in loans, benefiting from an attractive expansion in their investment universe.
Each client is part of the growing Cashare community, which is based on trust and mutual growth.

By eliminating banks as intermediaries, crowdlending allows investors to benefit directly from attractive interest rates and maximize their returns.

Whether choosing loans individually or investing in them through our advanced investment bot (Auto-Invest) and financial products, there is a solution for every need. Investments in various loans can start from as little as CHF 100, allowing for broad diversification into a selective loan portfolio.

Invest now

Borrower

Investors

About Us

Products

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Legal matters

© 2025 – Cashare. All rights reserved.

Borrower

Investors

About Us

Products

support

Legal matters

© 2025 – Cashare. All rights reserved.

The Cashare database is registered with the Federal Data Protection and Information Commissioner (FDPIC).

Cashare is a member of the SRO Polyreg and an authorized financial intermediary within the meaning of Article 2, paragraph 3ff of the Swiss Anti-Money Laundering Act. Cashare was granted a license to grant consumer loans by the Directorate Secretariat of the National Economic Directorate of the Canton of Zug.

Wartungsarbeiten

Am Freitag, 18. Juni 2025 ab 07:00 Uhr ist unsere Website aufgrund eines geplanten Updates für ca. 1 Stunde nicht erreichbar.

Maintenance Work

On Friday, June 18, 2025, from 7:00 a.m., our website will be unavailable for approximately one hour due to a planned update.

Travaux de maintenance

Le vendredi 18 juin 2025 à partir de 07h00, notre site Internet sera inaccessible pendant environ une heure en raison d’une mise à jour planifiée.