What does the press say about us?

Crowdlending and Fintech are topics of national and international interest. Take a look and be inspired.

We are pleased that you are interested in current and past press releases about Cashare as well as valuable news from the fintech industry.

Here you will find a selection of important information that we are happy to share with the public in renowned business and financial magazines as well as TV channels.

Trust the pioneers when it comes to crowd and P2P lending and benefit from the most innovative crowdlending platform in Switzerland - fully automated – with attractive opportunities for borrowers and investors.

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Fintech Cashare vermag Zinswende für sich zu nutzen

Die Zuger Crowdlending-Spezialistin hat 2023 das vermittelte Volumen gesteigert. In den kommenden Monaten will Cashare die Schlagzahl nun nochmals erhöhen.

So werden Sie zum Kredithai

Selbst den Kredithai spielen, Geld verleihen und dabei saftige Zinsen einfahren: Crowdlending-Plattformen machen es möglich. Das Geschäft mit Crowdlending wächst von Jahr zu Jahr. Und die Zinsen, die Kreditgeber damit verdienen können, sind relativ attraktiv.

EU will Verbraucherschutz bei Online-Krediten stärken

Verbraucherinnen und Verbraucher in der EU werden künftig bei der Aufnahme von Schulden im Internet sowie bei Online-Käufen auf Kredit besser geschützt.

Wie die Banken im Kreditgeschäft ausgebootet werden

In den vergangenen Jahren sind im Schweizer Kreditgeschäft neue Plattformen entstanden, die den Banken ein Stammgeschäft streitig machen. Das Ende der Tiefzins-Ära könnte den Spiess jedoch wieder umdrehen.

Marketplace Lending Volume in Switzerland Rose 20% in 2021

After timid growth in 2020, marketplace lending in Switzerland witnessed a strong upturn last year, with total volume rising 20% between 2020 and 2021.

Warum Banken 18.5 Milliarden Franken Kreditvolumen verpassen

In den Bilanzen der Banken befanden sich Ende 2021 ausstehende Kredite an Privatpersonen, Unternehmen, sowie öffentlich-rechtliche Körperschaften mit einem Volumen von CHF 1’302 Milliarden.

Online-Plattformen für Kreditvergabe legen schnell zu

Die Kreditvergabe über Online-Plattformen wächst rasant. Vor allem öffentlich-rechtliche Körperschaften wie Gemeinden nutzen immer öfter solche Kreditplattformen für ihre Finanzierung. Den Banken erwächst damit zunehmend Konkurrenz, wie eine Studie der Hochschule Luzern (HSLU) zeigt.

Kredite und Investitionen von der Crowd ziehen wieder kräftig an

Nach der Corona-bedingten Delle 2020 schreibt der Crowdfunding-Markt Schweiz 2021 wieder Rekorde – starkes Wachstum von Crowdlending und Crowdinvesting.

Crowdfunding wächst rasant weiter

Finanzierungen und Spenden über das Internet verzeichneten im Jahr 2021 ein Wachstum von 31%. Insgesamt wurden 792 Mio. CHF in Crowdfunding-Projekte investiert. Besonders die Finanzierung von Immobilien gewann an Bedeutung. Das zeigt der Crowdfunding-Monitor 2022 der Hochschule Luzern.

A holiday for investors who invest in loans (only available with online access)

It is worth taking a quiet hour to look at the websites of providers such as Cashare, Creditgate24, Creditworld, Lend, Lendico and Swisspeers. Anyone who deposits money with these Swiss lending platforms can expect interest rates between 2% and 7%.

Swiss crowdlending fintechs praise new scope (update)

Letzten Juli schaffte der Bundesrat die „20er Regel“ ab. In Konsequenz benötigen Kreditnehmer nun keine Bewilligung mehr, wenn sie Publikumseinlagen bis zu einer Million Franken von mehr als 20 Investoren entgegennehmen.

Crowdlending: Goldene Mitte aus Risiko und Rendite

Ausgewogene Anlagemöglichkeiten zu finden, ist nicht leicht. Ein Blick auf Crowdlending offenbart eine exzellente Balance zwischen Rendite und Risiko.

Crowdlending: Loans without banks

In this crowdfunding model, supporters lend money to companies or private individuals and later receive it back with interest.

Die Chancen und Risiken von Crowdfunding – das solltest du wissen

Im Zuge der Pandemie sind sie explodiert, die Projekte, welche über Crowd-Plattformen finanziert wurden. Welche Möglichkeiten bieten dir diese Tools zum Geldsammeln und -anlegen?

Relevanz von Marketplace Lending in der Schweiz steigt

Marketplace Lenders, die mit Online-Plattformen im Schweizer Fremdkapitalmarkt aktiv sind, erreichten 2020 ein Marktvolumen von 15,4 Mrd. Franken. Gegenüber 2019 bedeutet dies ein Wachstum von 42%, wie der neu lancierte Marketplace Lending Report der Hochschule Luzern zeigt.

Corona hinterlässt Spuren beim Crowdfunding in der Schweiz

Die Coronakrise hat eine Welle von Unterstützungsinitiativen auf Crowdfunding-Plattformen ausgelöst. Beim Crowdlending für KMUs brach das Volumen jedoch ein. Es resultierte ein Minus von 60 Prozent, verursacht durch das Covid-19-Kreditprogramm des Bundes.

Der Crowdfunding-Markt legt weiter zu, im Corono-Jahr 2020 allerdings mit einigen Dellen

Die starken Zuwachsraten der letzten Jahre haben sich im Corona-Jahr nicht fortsetzen lassen – die Aussichten bleiben dennoch gut.

 

Corona sorgt 2020 für Crowdfunding-Welle

270'000 Menschen haben in der Schweiz während der Corona-Krise Projekte via Crowdfunding unterstützt. Insgesamt sind 606,6 Millionen Franken zusammengekommen.

Loans and investments without a bank: How does it work?

On online credit platforms such as Cashare, Creditgate24, Crowd4cash or Lend, private individuals and companies conclude credit agreements.

Direct loans as an interest-bearing form of investment

09Abseits der Börsen florieren Privatmarktanlagen. Bei Private Debt sind die Hürden für Kleinanleger besonders tief.

Crowdlending: When Private Bankers Play

If you invest money on crowdlending platforms, you get a lot of interest. But you can also lose the money.

Fairly financed training with Cashare

After the successful launch of the partnership between Cashare and the Bénédict Education Group, another milestone is now being climbed.

Crowdlending: Investors play banker

Swiss and Baltic lending platforms lure with high returns. However, Corona increases the risks.

Crowdlending: the acid test is still to come

The banks' traditional lending business is coming under pressure. Digital disruptors are conquering the market. What are we to make of this?

Cashare launches voucher campaign for SMEs

Crowdlending provider Cashare is supporting crisis-stricken SMEs with a free voucher platform. It aims to cushion the impact of the Corona crisis for those businesses that fall through the net of the national aid programme

Harald Schnabel moves back to the Cashare Advisory Board

Harald Schnabel is back on the Advisory Board of Cashare. Previously, he was CEO of BXSwiss for just over two years.

Harald Schnabel: From Fintech to the Berne Stock Exchange and back again

German stock market specialist Harald Schnabel returns to Swiss swarm financier Cashare as an advisor.

Harald Schnabel back at Cashare

Harald Schnabel is back on the advisory board of Cashare. Previously, he was CEO at BX Swiss for about two years.

Harald Schnabel back at Cashare

Harald Schnabel is back on the advisory board of Cashare. Previously, he was CEO at BX Swiss for about two years.

Private loans are an oasis in the yield desert

Platforms bring borrowers and lenders together. In Switzerland they are still small, in the USA the results are sobering.

Thousands of customers pay too much

The maximum interest rate for small loans today is 10 per cent. Customers can withdraw from a more expensive contract at any time.

The swarm lending business is growing rapidly and moving away from the basic idea

Crowdlending volumes grew by 40% in 2018. Lending platforms are increasingly targeting institutional lenders and SMEs.

Applications for crypto assets

Crypto assets should become mainstream, many are calling for! The first steps are being taken. If you browse a little, you will already find interesting use cases.

Change in the law helps the crowdlending business

Since the beginning of the month, the so-called "20 rule" for personal loans no longer applies in Switzerland. This makes business easier for crowdlending in particular - although it will remain a niche market in the future.

P2P Lending Cashare team with new CFO

The Zug-based crowdlending pioneer Cashare has a new CFO.

How digitalisation helps to save costs

The fintech boom continues: In 2019, a number of new offers will be launched on the market that are designed to make financial matters easier and, above all, cheaper. For bank customers, this is positive on balance.

Cashare brokers loans against cryptocurrencies as collateral

Cashare lets loans in Swiss francs be financed by the crowd and secures investors with deposited cryptocurrencies.

Cashare, the pioneer in crowdlending in Switzerland, partners with Aave to tap into the secured lending industry through digital assets

New lending software enables businesses and individuals to tap into the emerging digital asset class

Cashare, the pioneer in crowdlending in Switzerland, partners with Aave to tap into the secured lending industry through digital assets

04Neue Software zur Kreditvergabe ermöglicht Unternehmen und Privatpersonen, die aufstrebende Digital-Asset-Klasse zu nutzen

Kooperation von Crowdlending-Pionier Cashare und Aave

Tech company Aave, which specializes in the development of decentralized and hybrid blockchain applications, today announced the launch of Aave Lending, an efficient SaaS solution for the collateralization of loans.

How a menstrual chocolate was funded

Crowdfunding platforms are becoming increasingly popular when it comes to realising projects or heart's desires.

What investors should bear in mind when crowdfunding

Crowdfunding can also be interesting for investors. However, they should not only be impressed by the good returns.

The crowdfunding business is humming - and Zug prepared the breeding ground

The crowdfunding scene is growing and growing. Last year alone, the brokered volume was over 350 million Swiss francs. Zug companies have done pioneering work in several areas at once

Cooperation between crowdlending pioneer Cashare and AXA Insurance

The Swiss peer-to-peer lending platform Cashare announces that AXA has become Cashare's new insurance partner for credit protection insurance since May 2018.

Cashare enters into cooperation with Axa Versicherungen

Crowdlending platform Cashare can announce a cooperation with Axa in the field of credit protection insurance

Record in Swiss crowdfunding: 375 million Swiss francs brokered

28Der Schweizer Crowdfunding-Markt verzeichnet Rekordwerte: 374.5 Mio. Franken wurden 2017 über Crowdfunding-Plattformen vermittelt, fast dreimal so viel wie im Vorjahr. Dies zeigt das neuste Crowdfunding Monitoring der Hochschule Luzern.

Save money on banking transactions

Buying and selling securities, taking out loans, transferring money. Everything is getting cheaper thanks to digitalisation.

Notenstein banker strengthens fintech

Another former Notenstein banker is taking up a new job. The experienced private banker is taking over as Chief Financial Officer at a Zug-based fintech.

New providers lure with loans at rock-bottom interest rates

Despite low interest rates, the loan business remains profitable. A new online broker now wants to shake up the market.

FinTech News: 10 years of Cashare - start of the fintech era

Cashare only reported on the abolition of the 20 rule for SME loans of up to CHF 1 million in July and adjusted the system to 1 August. It was clearly noted that the abolition of this rule does not apply to private individuals.

The Confederation screws up Swiss fintech regulation

Euphoria is followed by disillusionment. The Federal Council wanted to accommodate the start-ups in the financial sector - and fluffed on the last metres.

Cashare: Sensational return with real estate pledge as collateral

Cashare, the pioneer in crowdlending, presents a project that is new in its kind. It is an SME loan with a mortgage as additional collateral. Interested?

The money comes from the net

More and more companies are turning to crowdlending platforms for a cash injection. There, several investors finance a loan. An interesting model for both sides.

Half-hearted new fintech rules

The changes to the Banking Ordinance that came into force on 1 August are also intended to simplify crowdfunding. However, an enquiry from the crowdlending provider Cashare at the Federal Department of Finance has now led to the information that nothing will change at all for crowd loans for private individuals. Loans for private individuals may still be financed by a maximum of 20 people, otherwise a banking licence is required.

Premature jubilation about the new fintech regulation / Rule of 20 only for SME loans

Cashare only reported on the abolition of the 20 rule for SME loans of up to CHF 1 million in July and adjusted the system to 1 August. It was clearly noted that the abolition of this rule does not apply to private individuals.

Swiss increasingly rely on crowdfunding

Swiss crowdfunding companies can currently only dream of figures like those in China. In this country, the mediation of funds via the internet is still in its infancy. But the young fintech companies are growing rapidly.

A breath of fresh air in the lending business: peer-to-peer lending in Switzerland

Up-and-coming providers from the fintech scene have established themselves in Switzerland, supplementing and in some cases replacing the traditional credit offering. Will this displace the traditional banks?

Cashare expands Advisory Board

The Zug-based crowdlending specialist Cashare expands its Advisory Board with Dominik Witz and Harald Schnabel.

Crowdlending pioneer closes financing round

The Zug-based crowdlending pioneer Cashare has closed its third financing round. In addition, a proven financial law expert and a person with extensive experience in the stock market and the development of innovative trading platforms are now supporting the company.

Companies get a financial injection on the internet

SMEs can hardly get bank loans any more. Money is now being supplied by private investors. These online platforms are growing rapidly.

Companies get a financial injection on the internet

SMEs can hardly get bank loans any more. Money is now being supplied by private investors. These online platforms are growing rapidly.

Credit platform turns private individuals into mini-banks

Loans instead of taxi rides: Swiss platforms link private lenders with credit seekers. Is that risky?

Cleantech meets Fintech - Megatrends without nuclear power

The vote on the nuclear phase-out initiative is imminent and raises, among other things, the question of how sustainable energy can best be financed.

Fintech in action for renewable energies

Fintech company Cashare and energy provider Fairpower want to offer a solution for financing solar power systems with a new partnership.

News in brief - November 2016

Crowdlending platform Cashare has entered into a cooperation with renewable energy provider Fairpower to finance solar installations.

Fintech - (R)evolution of the Swiss financial industry

Everyone is talking about fintech. But where does the word come from, what is behind it, and what history has the digitalisation of the Swiss financial sector taken to date?

No more going to the bank for the loan

"Disruptive" is a favourite word of Michael Borter. Innovations are "disruptive" when they potentially displace existing services completely.

Loans for yield

Bank, goodbye! On online platforms, private investors grant loans directly. The risk is lower than you think and the returns are impressive.

Quando la tecnologia sostituisce il banchiere

La digitalizzazione arriva anche nella finanza, è il cosiddetto fintech, o tecnofinanza

From the diary of a Swiss fintech pioneer (p. 12-13)

From idea to FinTech - Cashare's story begins some time before its founding in January 2008.

Crowdlending finances children's bike project

UrbanRider has been producing bicycles since 2012, which customers can design themselves online or in the shop.

The loan from the internet instead of from the bank

Crowdlending platforms make it easier or cheaper for some people to get a loan than from a bank. The Swiss market leader is based in Hünenberg. The company brokers millions in loans to private individuals and SMEs every year.

Seven questions for Michael Borter

"Bankers have become more thoughtful".

The era of Crowdlending opens new market for startups

Crowdlending in Switzerland is still in the early stage yet significant growth results have been recorded. Last year, a growth rate of +126% was recorded with CHF 7.9 million invested in 266 projects.

Which crowdlending providers are shaping the Swiss market?

In 2015, just under CHF 8 million was brokered via lending platforms in Switzerland. The crowdlending industry in Switzerland is currently still small and is dominated by young companies.

"FinTech Made in Switzerland" Interview Michael Borter, Cashare

The film maps the FinTech ecosystem in Switzerland in conversations with startup founders, financial sector thought leaders, banks, regulators, politicians, and financial experts.

Swiss business association keen to play a bigger role

As both Singapore and Switzerland place great value on human capital and local talent, developing them further offers an avenue for fruitful mutual cooperation, says Tom Ludescher....

More and more crowdfunding platforms are entering the market

18Immer mehr Crowdfunding-Plattformen drängen auf den Markt

Better to go online than to the bank

It's no longer just music CDs or plays that are financed by crowdfunding. Small companies are also increasingly raising money this way. The three management consultants are well on their way. In their third...

The investor becomes the bank

The rules of the game are changing in the consumer credit market. Thanks to internet platforms, everyone can become a lender.

High growth in crowdfunding in Switzerland

High growth in crowdfunding in Switzerland

Cashare brokers loans of over one million francs per month

The crowdlending platform Cashare broke through a sound barrier in the first quarter of 2016. For the first time, more than one million francs per month were brokered. Personal loans and the new SME loan product contributed to the success.

Where should I get a loan?

I will be 65 in May - and for the first time in my life I need a loan of 15000 francs. What do you advise me to do?

"The financial crisis gave us more credibility".

Crowdlending platforms want to take away the market from established consumer credit banks. In the cash interview, Michael Borter, CEO of the first Swiss crowdlending platform Cashare, gives an overview of the business.

Peer-to-peer business away from the banks

Investing in a start-up, taking out a loan, transferring money or managing assets: Such activities now (also) take place between private individuals. We present four examples

Swiss P2P lending marketplace Cashare becomes part of Deutsche Börse Venture Network

With the Venture Network, Deutsche Börse Group helps to improve the financing situation of young and high-growth companies.

Cashare becomes part of the Deutsche Börse Venture Network

Deutsche Börse Venture Network now includes the Swiss crowdlending pioneer Cashare in its innovative programme with leading growth companies and national and international investors.

Zug fintech Cashare makes it to the source

Deutsche Börse Venture Network now includes Cashare in its innovative programme of leading growth companies and national and international investors.

Swiss fintech company Cashare has been accepted into the Deutsche Börse Venture Network

Cashare thus gains access to an international network of partners and investors. Cashare operates a platform for brokering loans.

Click, click, credit

The number of new providers of loans with efficient technological platforms is growing rapidly. They are increasingly taking customers away from traditional banks.

SME loans via crowdfunding - the Swiss market is moving

Crowdlending was only offered to private borrowers in Switzerland for a long time. As a Swiss pioneer in this field, Cashare has been brokering loans (consumer loans) between private individuals since 2008.

Crowdsourcing has become alternative

Crowdfunding and crowdsourcing - a problem for traditional companies? Jan Marco Leimeister from the University of St. Gallen rather sees the opportunities. And he explains what crowdsourcing has to do with gummy bears.

Comment investir dans le crowdfunding

The world of participatory finance is not very regulated. You must therefore carefully examine the conditions of the platform on which you invest. The return can be worth the effort.

Le nombre de plateformes va diminuer

In the field of participatory finance, crowd lending, i.e. the granting of loans between individuals, is the segment that made the most progress in Switzerland in 2014, with a volume of loans that doubled to CHF 3.5 million last year.

Private banking without a bank advisor

Fintech is the new buzzword in the financial industry. Who the newcomers are, what it means for customers in concrete terms and how banks are preparing themselves.

Who actually wants a loan via crowdfunding?

Crowdlending (also P2P lending) has so far only been possible for private borrowers in Switzerland. Accordingly, the market is in direct competition with the traditional consumer credit market.

Crowdfunding Monitoring 2015 - Study on the Swiss crowdfunding market

In 2014, 15.8 million Swiss francs were raised through crowdfunding in Switzerland, compared to 11.6 million francs the previous year. This is shown by the "Crowdfunding Monitoring 2015" of the Lucerne University of Applied Sciences and Arts and Swisscom.

Fintech on the rise

UBS today presented its best quarterly results in almost five years. UBS Group CEO Sergio Ermotti is very satisfied, but warns against exaggerated expectations. For challenges await. The young financial tech industry is setting out to outdo the banks in traditional services.

Why do we still need banks?

There is no more interest, but there are fees. We also get loans from the crowd - no longer just from the savings bank. Why do we still need banks - why do the banks need us customers?

Investors discover social lending

Private investors are discovering lending via internet platforms. The choice for local investors is manageable, the differences between the offers are large. This is something to keep in mind.

Record a CD, print a book, organise a concert: Creatives flirt with swarm money

The financing of projects or companies by a large number of people is in vogue, especially in the creative industries. Nevertheless, swarm financing is not for enthusiasts, because here, too, there is calculation.

Play bank and earn money

Not only banks grant loans. Private individuals can also give loans to other consumers and thus collect interest - via the internet. This is how so-called crowd lending works.

Fenomeno crowdlending

17I prestiti da privati sono una realtà in Gran Bretagna, in Svizzera siamo ai primordi

Review of the conference "Innovative Offers in Retail Banking

The conference "Innovative Offers in Retail Banking" took place on Thursday, 26 June 2014 at the Institute of Financial Services Zug IFZ and was attended by almost 120 people.

New competition for banks

Mortgage intermediaries as well as finance and crowdfunding platforms are increasingly fighting with banks for market share.

From the niche to the masses

The Swiss market is still in its infancy. Providers and experts expect high growth potential.

First study on the Swiss crowdfunding market

Crowdfunding Monitoring 2014 - first study on the Swiss crowdfunding market

The swarm of investors is forming

The Swiss market is still in its infancy. Providers and experts expect high growth potential.

Peer-to-peer lending

Private individuals invest in private individuals. Investors provide money for private loans. The model for peer-to-peer lending is as simple as that. Is it a niche offering or will the banks now have to tremble?

Free banking: Will the traditional bank soon be obsolete?

Data leaks are the side effect of a major digital upheaval in the banking business. But the innovations also bring advantages. Services are becoming more transparent, cheaper and better. Going to the bank counter is becoming increasingly superfluous.

Lend to your neighbour

Private individuals invest in private individuals. Investors provide money for private loans. The model for peer-to-peer lending is as simple as that. Is it a niche offering or will the banks now have to tremble?

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