A personal loan as individual as you
Realize your dreams and plans with Cashare
Investors on our platform make it possible to finance your dream project quickly and easily – without a bank. Get a personal loan of up to CHF 1 million. After successful verification by our platform, you will be activated within minutes. The registration is free of charge and without any obligations.
Trust the first innovative crowdlending platform in Switzerland and experience for yourself how quick and easy it is to borrow money with Cashare.
3 ADVANTAGES AT A GLANCE
The Fintech Pioneer
Trust the pioneers when it comes to crowdlending and P2P lending and benefit from our innovative fintech platform. Made in Switzerland.
Interest from 3.9%
At Cashare, crowdlending works directly and without a bank. This greatly reduces costs and interest for you.
Fast processes
Thanks to fully automated processes, we will transfer the money to your account quickly and easily after financing your loan.
WE OFFER 3 PRIVATE LOANS
Blank personal loan
for
private individuals
private individuals
Credit with mortgage
as collateral
as collateral
3 SIMPLE STEPS TO A LOAN
1
Get your personal offer now
Easier than ever before. Just fill in your data and upload your documents online. Then you will receive your personal loan offer.
2
Quick review and financing
After being checked and approved, our crowd is happy to invest in your loan application.
3
Payment of the loan
After all contracts have been signed, the loan amount will be paid out to your account.
Because bank loans are a thing of the past!
BORROW AS MUCH MONEY AS YOU NEED
Nobody likes to be in the supplicant position, so borrowing money at Cashare works on an equal footing and in line with the idea of community. We’re here for people who want to realize their goals and dreams and are enthusiastic about so many great projects. Depending on the collateral you offer, you have the freedom to choose the purpose and amount for your personal loan. Go ahead! Discover crowdlending for yourself now and see all the outstanding advantages of borrowing without a bank!
WHEN WILL I KNOW THAT I WILL BE ABLE TO RECEIVE A LOAN?
- I have to be over 18 years old.
- I have a valid CH or LI residence permi
- I have a Swiss bank account.
- I have a permanent position or a regular income.
- I have no open debt enforcement and / or loss certificates.
ANY QUESTIONS?
GET ANSWERS HERE!
The entire approval and funding process usually takes around 10 days. In some cases it may take a little longer.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.
- The platform fee is deducted directly from your loan, so you get the amount you requested, minus the platform fee (and any insurance fees).
- We charge interest from the day the loan is paid out.
- Your first payment is due after payment to your account.
- Choose your loan type (personal loan, SME loan or real estate loan)
- Select the loan amount and the term. The costs will be shown to you automatically.
- If you fill in your email address and choose a password, your account will be created.
- Fill out the online form
We ask for information about your income and employment, as well as information that will help us to identify you. - Checking your details
Your personal to-do list shows you which details we still need from you. You will also need to upload some documents that will help us verify your identity, income or employment. - We will review your application and find investors to finance your loan
You can track the progress of the financing of your loan in your account at any time. - Receive your loan
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.
Every loan application receives a cashare rating – a proprietary rating system that enables consistency in the evaluation of loan applications. Potential investors use the cashare rating to decide whether to invest in your loan.
To apply for a personal loan at Cashare, you must meet the following requirements:
I must be over 18 years old.
I have a permanent job or a regular income.
I have a valid residence permit for CH or LI.
I have a Swiss bank account.
I have no outstanding debt collection and / or loss certificates.
The creditworthiness and credit check helps to protect the investors by Cashare verifying the information that you provided when registering and preparing your application. Before a project can be put online, Cashare must have completed the creditworthiness and credit check.
Cashare has the right at any time to check the accuracy of all details and information that you provided when registering and preparing your loan application. Cashare can ask you to provide additional documents that support this verification. If Cashare needs more information from you, you will be contacted after your application has been created. The creditworthiness and credit check is usually completed in seven working days or less. The required documents must be made available within this period.
Once your application is approved, funded by investors and all contracts signed, your loan will be electronically transferred to your bank account.
Do you have any further questions?
BECOME A SATISFIED CUSTOMER TOO
