/* Tokens aus der Website (Dauern, Kurven, Farben); die Datei setzt nur
   :root-Variablen und gestaltet nichts. */
@import url("/styles/variables.css");

/* ==========================================================================
   Web-Effekte der Embedded-Lending-Seiten (CAS-2945, Auftrag 01.10.2026)
   Gleiche Regeln wie cashare.ch («Bewegung und Scroll») und die
   Design-System-Seite «Web-Effekte»: Bewegung erklärt, Progressive
   Enhancement, nur transform und opacity, Reveals einmal, bei «Bewegung
   reduzieren» steht alles still. Nie bewegt: Rechner, Kontaktformular, Preise;
   das FAQ klappt auf wie auf der Website (Regel 30.10.2026). Eingebunden von allen 30 Seiten; Logik in effects.js.
   ========================================================================== */

:root {
  --el-ease: var(--ease-out);
  --el-dur: var(--duration-fast);
  --el-dur-slow: var(--duration-slow);
  /* Licht in der Zielgruppenfarbe Embedded Lending; auf dunklem Grund nur Schein */
  --el-spot: var(--color-accent-embedded);
  --el-spot-strength: 18%;
  --el-spot-strength-glow: 38%;
}

/* --- Buttons: Anheben und Fokusring -------------------------------------- */
.el-cta,
.el-ghost {
  transition:
    transform var(--el-dur) var(--el-ease),
    box-shadow var(--el-dur) var(--el-ease),
    background-color var(--el-dur) var(--el-ease),
    border-color var(--el-dur) var(--el-ease),
    color var(--el-dur) var(--el-ease);
}

@media (hover: hover) {
  .el-cta:hover,
  .el-ghost:hover {
    transform: translateY(-2px);
  }

  .el-cta:hover {
    box-shadow: 0 12px 24px -12px rgba(0, 181, 206, 0.65);
  }
}

.el-cta:focus-visible,
.el-ghost:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px #fff, 0 0 0 5px var(--petrol);
}

.el-dark .el-cta:focus-visible,
.el-dark .el-ghost:focus-visible {
  box-shadow: 0 0 0 3px var(--navy), 0 0 0 5px var(--accent-navy);
}

/* --- Spotlight: Licht folgt dem Zeiger ------------------------------------ */
[data-spotlight] {
  --mx: 50%;
  --my: -260px;
  position: relative;
  isolation: isolate;
}

[data-spotlight]::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  border-radius: inherit;
  pointer-events: none;
  opacity: 0;
  background: radial-gradient(
    380px circle at var(--mx) var(--my),
    color-mix(in srgb, var(--el-spot) var(--el-spot-strength), transparent),
    transparent 60%
  );
  transition: opacity var(--el-dur) var(--el-ease);
}

[data-spotlight="glow"] {
  --el-spot-strength: var(--el-spot-strength-glow);
}

@media (hover: hover) and (pointer: fine) {
  [data-spotlight]:not([data-spotlight="glow"]) {
    border-color: transparent;
    background:
      linear-gradient(var(--spot-bg, #fff), var(--spot-bg, #fff)) padding-box,
      radial-gradient(
        260px circle at var(--mx) var(--my),
        var(--el-spot),
        color-mix(in srgb, var(--el-spot) 45%, transparent) 30%,
        var(--line) 75%
      ) border-box;
  }

  [data-spotlight]:hover::after {
    opacity: 1;
  }
}

/* --- Dunkle Bänder: Schein und Titel Weiss → Hellblau --------------------- */
#rechner.el-dark,
#kontakt.el-dark {
  isolation: isolate;
  background-image:
    radial-gradient(
      640px circle at 0% 55%,
      rgba(63, 185, 217, 0.22),
      transparent 65%
    ),
    radial-gradient(
      560px circle at 100% 0%,
      rgba(0, 87, 114, 0.38),
      transparent 70%
    );
}

.el-dark :is(h1, h2) {
  background-image: linear-gradient(160deg, #fff 25%, var(--accent-navy) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  padding-inline-end: 0.06em;
  /* Unterlängen (g, p) liegen sonst ausserhalb der Textfläche und werden abgeschnitten */
  padding-block-end: 0.12em;
}

/* Polster vom Abstand der Seiten-CSS abziehen (h1 22px, h2 12px), damit der
   Abstand zum Folgeinhalt gleich bleibt */
.el-dark h1 {
  margin-block-end: calc(22px - 0.12em);
}

.el-dark h2 {
  margin-block-end: calc(12px - 0.12em);
}

/* --- Faktenboxen: Zahl und Knopf einzeilig ------------------------------- */
.el-fact {
  container-type: inline-size;
}

.el-fact--wide b {
  white-space: nowrap;
  font-size: min(clamp(19px, 2.1vw, 25px), 9.5cqi);
}

.el-fact a {
  white-space: nowrap;
}

/* --- Lesefortschritt unter der Kopfzeile ---------------------------------- */
.el-progress {
  position: absolute;
  left: 0;
  right: 0;
  bottom: -1px;
  height: 3px;
  transform-origin: 0 50%;
  transform: scaleX(var(--p, 0));
  background: linear-gradient(90deg, var(--petrol), var(--accent-navy));
  pointer-events: none;
}

/* --- Ablauf: aktiver Schritt neben der mitlaufenden Abbildung ------------- */
@media (min-width: 901px) {
  .el-steps-list.is-enhanced .el-step {
    transition: opacity var(--el-dur) var(--el-ease);
  }

  .el-steps-list.is-enhanced .el-step:not(.is-active) {
    opacity: 0.4;
  }

  .el-steps-list.is-enhanced .el-step.is-active > span {
    color: var(--petrol);
  }
}

/* --- Einblenden, einmal --------------------------------------------------- */
.el-reveal {
  opacity: 0;
  transform: translateY(16px);
}

.el-reveal.is-in {
  opacity: 1;
  transform: none;
  transition:
    opacity var(--el-dur-slow) var(--el-ease),
    transform var(--el-dur-slow) var(--el-ease);
  transition-delay: var(--el-delay, 0s);
}

/* --- Geldfluss: Anleger ⇄ Cashare → Sie → Kundin → Cashare --------------- */
/* Vorlage Michael 03.11.2026: Cashare-Logo transparent, dazu Darlehensvertrag,
   Rückzahlung an die Anleger und Lieferung an die Kundin. Reihenfolge nach
   Kennzahlen-Prüfung: die Auszahlung stammt vom Geld der Anleger und kommt
   nach erfolgreicher Finanzierung; die Raten folgen danach. Desktop drei
   Zeilen, die Knoten gleich breit, damit die Mitte unter Cashare liegt. */
.el-mflow {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  margin: clamp(22px, 3vw, 32px) 0 clamp(18px, 2.5vw, 26px);
  padding: clamp(20px, 3vw, 30px) clamp(16px, 3vw, 32px);
  border-radius: 18px;
  background: var(--navy);
  color: var(--on-navy);
}

.el-mflow::before {
  content: "";
  position: absolute;
  z-index: -1;
  inset: -40% auto auto -10%;
  width: 520px;
  height: 520px;
  background: radial-gradient(circle, rgba(63, 185, 217, 0.22), transparent 65%);
  pointer-events: none;
}

.el-mflow__grid {
  --mflow-node: clamp(128px, 15vw, 176px);
  --mflow-stroke: 3px;
  display: grid;
  grid-template-columns:
    var(--mflow-node) minmax(0, 1fr) var(--mflow-node) minmax(0, 1fr)
    var(--mflow-node);
  grid-template-areas:
    "inv l1 cash l2 you"
    ". mid mid mid drop"
    ". . cust l3 corner";
  align-items: center;
}

.el-mflow__node--inv { grid-area: inv; }
.el-mflow__link--1 { grid-area: l1; }
.el-mflow__node--cashare { grid-area: cash; }
.el-mflow__link--2 { grid-area: l2; }
.el-mflow__node--you { grid-area: you; }
.el-mflow__mid { grid-area: mid; }
.el-mflow__drop { grid-area: drop; }
.el-mflow__node--cust { grid-area: cust; }
.el-mflow__link--3 { grid-area: l3; }
.el-mflow__corner { grid-area: corner; }

.el-mflow__node {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  padding: 16px 10px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.14);
  text-align: center;
}

.el-mflow__node b {
  font-family: var(--display);
  font-weight: 700;
  font-size: 15px;
  line-height: 1.3;
}

.el-mflow__node small {
  font-family: var(--utility);
  font-size: 12px;
  line-height: 1.35;
  color: var(--on-navy-muted);
}

.el-mflow__icon {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.16);
  color: var(--accent-navy);
}

/* Logo ohne weisse Kachel, direkt auf dem dunklen Grund */
.el-mflow__node--cashare .el-mflow__icon {
  width: auto;
  background: none;
  border: 0;
}

.el-mflow__link {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 7px;
  padding: 0 12px;
  font-family: var(--utility);
  font-size: 12.5px;
  font-weight: 600;
  line-height: 1.35;
  color: var(--on-navy);
  text-align: center;
}

.el-mflow__line {
  position: relative;
  display: block;
  width: 100%;
  height: var(--mflow-stroke);
  border-radius: 3px;
  background: linear-gradient(90deg, var(--petrol), var(--accent-navy));
  transform-origin: 0 50%;
}

/* Pfeilspitze nach rechts */
.el-mflow__line::after {
  content: "";
  position: absolute;
  right: -1px;
  top: 50%;
  width: 9px;
  height: 9px;
  border-top: 3px solid var(--accent-navy);
  border-right: 3px solid var(--accent-navy);
  transform: translateY(-50%) rotate(45deg);
}

/* Pfeil nach links: Rückzahlung an die Anleger, Lieferung an die Kundin */
.el-mflow__line--back {
  background: linear-gradient(270deg, var(--petrol), var(--accent-navy));
  transform-origin: 100% 50%;
}

.el-mflow__line--back::after {
  right: auto;
  left: -1px;
  transform: translateY(-50%) rotate(-135deg);
}

/* Mitte: Darlehensvertrag (gestrichelt) und Raten der Kundin an Cashare */
.el-mflow__mid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto auto minmax(0, 1fr);
  align-items: center;
  column-gap: 14px;
  align-self: stretch;
  min-height: 92px;
  padding: 10px 0;
}

.el-mflow__mid-label {
  font-family: var(--utility);
  font-size: 12.5px;
  font-weight: 600;
  line-height: 1.35;
  hyphens: auto;
}

.el-mflow__mid-label--l {
  text-align: right;
}

.el-mflow__mid-label small {
  display: block;
  font-weight: 500;
  color: var(--on-navy-muted);
}

.el-mflow__line--up,
.el-mflow__line--down,
.el-mflow__line--contract {
  width: var(--mflow-stroke);
  height: auto;
  align-self: stretch;
  transform-origin: 50% 100%;
}

.el-mflow__line--up {
  background: linear-gradient(0deg, var(--petrol), var(--accent-navy));
}

.el-mflow__line--up::after {
  right: auto;
  left: 50%;
  top: -1px;
  transform: translateX(-50%) rotate(-45deg);
}

.el-mflow__line--contract {
  width: 0;
  border-radius: 0;
  background: none;
  border-left: var(--mflow-stroke) dashed var(--on-navy-muted);
}

.el-mflow__line--contract::after,
.el-mflow__line--down::after {
  content: none;
}

/* Lieferung: von «Sie» senkrecht hinunter, um die Ecke, nach links zur Kundin */
.el-mflow__drop {
  display: flex;
  justify-content: center;
  align-self: stretch;
}

.el-mflow__line--down {
  background: var(--accent-navy);
  border-radius: 0;
  transform-origin: 50% 0;
}

.el-mflow__corner {
  position: relative;
  align-self: stretch;
}

.el-mflow__corner::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: calc(50% - var(--mflow-stroke) / 2);
  bottom: 50%;
  border-right: var(--mflow-stroke) solid var(--accent-navy);
  border-bottom: var(--mflow-stroke) solid var(--accent-navy);
  border-bottom-right-radius: 12px;
}

.el-mflow__link--3 {
  position: relative;
  align-self: stretch;
}

.el-mflow__link--3 > span:first-child {
  position: absolute;
  left: 12px;
  right: 12px;
  bottom: calc(50% + 10px);
}

.el-mflow__link--3 .el-mflow__line {
  position: absolute;
  left: 0;
  top: calc(50% - var(--mflow-stroke));
  background: var(--accent-navy);
  border-radius: 0;
}

.el-fx .el-mflow:not(.is-in) .el-mflow__line {
  transform: scaleX(0);
}

.el-fx .el-mflow:not(.is-in) :is(.el-mflow__line--up, .el-mflow__line--down, .el-mflow__line--contract) {
  transform: scaleY(0);
}

.el-fx .el-mflow:not(.is-in) .el-mflow__corner {
  opacity: 0;
}

.el-mflow.is-in .el-mflow__line {
  transition: transform var(--duration-slowest) var(--el-ease);
}

.el-mflow.is-in .el-mflow__corner {
  transition: opacity var(--duration-slow) var(--el-ease) var(--duration-slowest);
}

.el-mflow.is-in .el-mflow__link--2 .el-mflow__line,
.el-mflow.is-in .el-mflow__line--contract {
  transition-delay: var(--duration-slow);
}

.el-mflow.is-in .el-mflow__line--down {
  transition-delay: var(--duration-slowest);
}

.el-mflow.is-in .el-mflow__link--3 .el-mflow__line {
  transition-delay: calc(var(--duration-slowest) + var(--duration-normal));
}

.el-mflow.is-in .el-mflow__line--up {
  transition-delay: calc(var(--duration-slowest) + var(--duration-slower));
}

.el-mflow figcaption {
  margin: 22px 0 0;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  font-family: var(--utility);
  font-size: 14px;
  line-height: 1.55;
  color: var(--on-navy-muted);
  text-align: center;
}

/* Handy: eine Spalte in Geldfluss-Reihenfolge; «100 % in einer Zahlung»
   läuft als Schiene rechts von Cashare hinunter zu «Sie». Die Karten sind
   dafür gleich hoch (--mflow-card), die Schiene setzt in ihrer Mitte an. */
@media (max-width: 640px) {
  .el-mflow__grid {
    --mflow-card: 64px;
    grid-template-columns: minmax(0, 1fr) 48px;
    grid-template-areas:
      "inv ."
      "l1 ."
      "cash l2"
      "mid l2"
      "cust l2"
      "l3 l2"
      "you l2";
  }

  .el-mflow__drop,
  .el-mflow__corner {
    display: none;
  }

  .el-mflow__node {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
    grid-template-rows: auto auto;
    align-content: center;
    column-gap: 12px;
    row-gap: 0;
    height: var(--mflow-card);
    padding: 0 14px;
    text-align: left;
  }

  .el-mflow__icon {
    grid-row: 1 / span 2;
    width: 40px;
    height: 40px;
    border-radius: 12px;
  }

  .el-mflow__icon svg {
    width: 22px;
    height: 22px;
  }

  .el-mflow__node--cashare .el-mflow__icon img {
    width: 78px;
    height: auto;
  }

  .el-mflow__node b {
    font-size: 14px;
  }

  /* ohne Rollenzeile mittig neben dem Symbol */
  .el-mflow__node b:last-child {
    grid-row: 1 / span 2;
    align-self: center;
  }

  /* l1, Mitte, l3: zwei senkrechte Pfeile, Beschriftung links und rechts */
  .el-mflow__link--1,
  .el-mflow__mid,
  .el-mflow__link--3 {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto auto minmax(0, 1fr);
    align-items: center;
    column-gap: 12px;
    min-height: 72px;
    padding: 8px 0;
    font-size: 12px;
  }

  .el-mflow__link--1 > span:first-child {
    text-align: right;
  }

  .el-mflow__link--1 > span:last-child {
    text-align: left;
  }

  .el-mflow__link--3 > span:first-child {
    position: static;
    grid-column: 4;
    grid-row: 1;
    text-align: left;
  }

  .el-mflow__link--3 .el-mflow__line {
    position: relative;
    grid-column: 2 / span 2;
    grid-row: 1;
    justify-self: center;
    top: auto;
  }

  .el-mflow__link--1 .el-mflow__line,
  .el-mflow__link--3 .el-mflow__line {
    width: var(--mflow-stroke);
    height: auto;
    align-self: stretch;
    background: linear-gradient(180deg, var(--petrol), var(--accent-navy));
    transform-origin: 50% 0;
  }

  .el-mflow__link--1 .el-mflow__line::after {
    right: auto;
    left: 50%;
    top: auto;
    bottom: -1px;
    transform: translateX(-50%) rotate(135deg);
  }

  /* Rückzahlung an die Anleger und Lieferung an die Kundin zeigen nach oben */
  .el-mflow__link--1 .el-mflow__line--back,
  .el-mflow__link--3 .el-mflow__line {
    background: linear-gradient(0deg, var(--petrol), var(--accent-navy));
    transform-origin: 50% 100%;
  }

  .el-mflow__link--1 .el-mflow__line--back::after,
  .el-mflow__link--3 .el-mflow__line::after {
    top: -1px;
    bottom: auto;
    transform: translateX(-50%) rotate(-45deg);
  }

  .el-mflow__mid-label {
    font-size: 12px;
  }

  /* Schiene Cashare → Sie */
  .el-mflow__link--2 {
    position: relative;
    align-self: stretch;
    padding: 0;
  }

  .el-mflow__link--2 .el-mflow__line {
    display: none;
  }

  .el-mflow__link--2::before {
    content: "";
    position: absolute;
    top: calc(var(--mflow-card) / 2);
    bottom: calc(var(--mflow-card) / 2);
    left: 0;
    right: 50%;
    border: var(--mflow-stroke) solid var(--accent-navy);
    border-left: 0;
    border-radius: 0 12px 12px 0;
  }

  .el-mflow__link--2::after {
    content: "";
    position: absolute;
    left: 1px;
    bottom: calc(var(--mflow-card) / 2 - 3px);
    width: 9px;
    height: 9px;
    border-top: 3px solid var(--accent-navy);
    border-right: 3px solid var(--accent-navy);
    transform: rotate(-135deg);
  }

  .el-mflow__link--2 > span:first-child {
    position: absolute;
    top: 50%;
    right: 0;
    width: 50%;
    writing-mode: vertical-rl;
    transform: translateY(-50%);
    font-size: 11.5px;
    white-space: nowrap;
  }

  .el-fx .el-mflow:not(.is-in) .el-mflow__line {
    transform: scaleY(0);
  }

  .el-fx .el-mflow:not(.is-in) .el-mflow__link--2::before,
  .el-fx .el-mflow:not(.is-in) .el-mflow__link--2::after {
    opacity: 0;
  }

  .el-mflow.is-in .el-mflow__link--2::before,
  .el-mflow.is-in .el-mflow__link--2::after {
    transition: opacity var(--duration-slow) var(--el-ease) var(--duration-slow);
  }
}

@media (prefers-reduced-motion: reduce) {
  .el-reveal {
    opacity: 1;
    transform: none;
  }

  .el-fx .el-mflow .el-mflow__line {
    transform: none;
  }

  .el-fx .el-mflow .el-mflow__corner,
  .el-fx .el-mflow .el-mflow__link--2::before,
  .el-fx .el-mflow .el-mflow__link--2::after {
    opacity: 1;
  }
}